Group Travel insurance

Get the lowdown on group travel insurance

If you’re travelling as a group, one travel insurance policy can cover each and every one of you and for a lot less than getting individual policies.

Whether you are off to travelling as part of a wedding party or jetting away on a stag do,it’s good to get your travel insurance cover done and dusted, so you can start planning the more fun factors of your trip.

Similar to couples and family cover, groups travelling together can take out a policy that covers everyone in their party, preventing the need for individual cover, which can save a lot of time and hassle.

Besides price, it can be convenient to have the whole group on one policy, you’ll spend less time on insurance, you’ll understand the benefits easier, and you’ll have a central contact point if you do end up having to make a claim.

Why do I need travel insurance for a group?

As the saying goes, there is safety in numbers. However, when you think about it, the more people involved in booking and going on holiday, the more you up the ante for things to potentially go wrong, i.e. someone falling ill. So much for sayings eh?

There is also an increased probability of someone on the trip losing their luggage or needing to go home early. Group travel cover is an easy way to keep everyone safe and happy, even if they don’t always get along.

With group travel insurance, everyone will have access to a 24/7 phone line in the event of a medical emergency and the cover also includes repatriation costs.

If you are travelling as a family and all live at the same address, then family travel insurance might be a better option. Likewise, if you are a couple who don’t live together, you might want to weigh up the cost of a group policy compared to taking out individual insurance or special couples insurance.