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Annual Travel insurance

Name: Annual Travel insurance
Brand: loveit coverit
SKU: Annual Travel
Rating: 4.6 (5040 reviews)

Comprehensive Annual Travel insurance at great prices.

Up to £15M

Medical Cover

24/7 Helpline

Whilst You're Abroad

30-Year

Trust Legacy

Excellent

Trustpilot score

Authorised by the Financial Conduct Authority

Annual Travel insurance

Comprehensive Annual Travel insurance at great prices.

Up to £15M

Medical Cover

24/7 Helpline

Whilst You're Abroad

Authorised by the Financial Conduct Authority

Annual Travel Insurance – Flexible Cover for Frequent Travellers

Planning more than one trip this year? Annual travel insurance is the smart choice to save time and money while enjoying peace of mind.
Let’s be honest, travel insurance isn’t the most glamorous part of trip planning, but it’s crucial. Without the right cover, you could face hefty costs or logistical nightmares if things don’t go to plan.

With so many options out there, it can feel overwhelming. Don’t worry, our FAQs and key details below will help you navigate everything you need to know about annual multi-trip travel insurance.

What is Annual Travel Insurance?

Annual travel insurance, also known as multi-trip travel insurance, provides comprehensive cover for multiple trips within a 12-month period. It’s ideal for frequent travellers, whether for business or leisure.

Here’s what it includes:

Cover for European, Worldwide, or Worldwide excluding USA travel.
Protection for medical emergencies, lost baggage, cancellations, and more.
Flexibility to add gadget insurance for phones, laptops, and tablets.

If you’re someone who enjoys last-minute city breaks or meticulously planned holidays, having a single policy in place means one less thing to organise every time you pack your bags.

Why choose annual travel insurance over single trip policies?

It’s cost-effective if you travel at least twice a year.
It saves time, no need to arrange separate policies for each trip.
Offers consistent cover without gaps between trips.

At loveit coverit, making a claim or managing your policy is simple via our online portal. Your adventures should be worry-free, and with us, they can be.

How to Choose the Best Annual Travel Insurance Policy

When comparing travel insurance options, it’s all about finding the right fit for your needs. Many insurers offer tiered cover levels, and at loveit coverit, we provide:

Essential: Great value for everyday travel needs.
Plus: Enhanced protection with lower excesses.
Premium: Maximum coverage for added peace of mind.

Key factors to consider when choosing your policy:

Medical cover: Look for high or unlimited limits for emergencies abroad.
Cancellation protection: Ensure your pre-paid costs are covered.
Baggage and valuables: Check if your phone, laptop, or other gadgets are included.

Pro Tip: The cheapest quote isn’t always the best, compare excess costs and benefits to ensure you’re getting the best value.

How Much Does Annual Travel Insurance Cost?

The cost of your policy depends on several factors, including:

Age: Older travellers may face higher premiums.
Destination: European policies are often cheaper than Worldwide cover.
Health conditions: Pre-existing medical conditions can impact costs.

For example:

A 25-year-old travelling within Europe with no health conditions may pay far less than a 60-year-old travelling worldwide.
Worldwide cover, especially including the USA, can be double the cost of European cover.

To get the best value, only start your policy when you’re planning your first trip. Watch for promotions, as many insurers (including us) offer bonus months for free, perfect for squeezing in extra trips.

What’s the Best Annual Travel Insurance for You?

The best policy depends on your travel habits and priorities. Annual travel insurance is designed to be flexible and can include:

Unlimited or high medical cover for emergencies abroad.
Cover for trip cancellations, delays, and lost passports.
Discounts for families or groups, as well as automatic renewals with loyalty incentives.

At loveit coverit, we also offer added benefits like comprehensive COVID-19 cover and the option to insure over 50 sports activities. Whether you’re relaxing on the beach or exploring more adventurous pursuits, we’ve got you covered.

How Long Can I Travel with an Annual Policy?

While annual travel insurance lets you take unlimited trips, there’s a cap on the duration of each trip:

Essential and Plus policies: Trips up to 31 days.
Premium policies: Trips up to 45 days.

Good news, our policies also cover UK holidays, provided your trip meets a minimum distance requirement from your home.

Why Choose loveit coverit Annual Travel Insurance?

Here’s why we’re one of the UK’s most trusted providers:

Cancellation cover: Up to £5,000 per person.
Medical cover: Up to £15 million, including pre-existing conditions.
COVID-19 protection: Cover for illness before or during your trip.
24/7 helpline: Always here for you, wherever you are in the world.
Easy claims process: Submit everything online in minutes.
UK-based customer service: Rated 4.7/5 on Trustpilot for a reason.

Sound good? Get a quote today and enjoy stress-free travel all year round.

Annual Travel Insurance FAQ's

We provide cover for most destinations worldwide, including Europe, Asia, and the Americas. Choose your region when getting a quote to ensure you’re covered.

Single trip insurance covers one trip, while annual multi-trip insurance covers unlimited trips within 12 months, ideal for frequent travellers.

Yes! Our policies include cover for domestic travel, provided your destination meets the minimum distance requirements from your home.

Absolutely! You can add gadget insurance to your travel policy or purchase standalone gadget cover for worldwide protection.

Essential and Plus: 31 consecutive days per trip.
Premium: 45 consecutive days per trip.

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