Phone & Gadget Policy Excesses

You will be responsible for a compulsory excess on each and every claim:

Model	Accidental Damage and Breakdown	Liquid Damage	Theft & Loss Claims
iPhone 11/12/13/14/15/16 Pro Max	£115	£115	£175
iPhone 11/12/13/14/15/16 Pro	£100	£100	£125
iPhone XS Max/14/15/16 Plus	£100	£100	£125
iPhone X/XS/12/13/14/15/16	£80	£80	£100
iPhone 16e 256GB 512GB	£80	£80	£100
iPhone XR/11/SE 2022	£60	£60	£80
iPhone 16e 128GB	£60	£60	£80
iPhone 12/13 Mini	£60	£60	£80
Samsung Galaxy S20/S21/S22/S23/S24/S25 Ultra	£115	£115	£175
Samsung Galaxy Note 10+/20 Ultra	£115	£115	£175
Samsung Galaxy S10+ 1TB	£115	£115	£175
Samsung Galaxy Z Fold6	£115	£115	£175
Samsung Galaxy Z Fold5	£115	£115	£175
Samsung Galaxy Z Flip4 Bespoke 256GB/Flip4	£115	£115	£175
Samsung Galaxy Z Flip6	£100	£100	£125
Samsung Galaxy Z Fold4/Flip35G /Flip5	£100	£100	£125
Samsung Galaxy S20+5G /S20+/S21+/S22+/S23+/S24+/S25+	£100	£100	£125
Samsung Galaxy S10+ 512GB /S105G	£100	£100	£125
Samsung Galaxy S24 FE	£80	£80	£100
Samsung Galaxy S20/S21/S22/S23/S245G/S25	£80	£80	£100
Samsung Galaxy S20FE/S21FE	£80	£80	£100
Samsung Galaxy S10+ 128GB	£80	£80	£100
Samsung Galaxy Note 10/10 Lite/20	£80	£80	£100
Samsung Galaxy Z Fold3 5G 256GB	£60	£60	£80
Samsung Galaxy S23 FE	£60	£60	£80
Samsung Galaxy Note 9	£60	£60	£80
Google Pixel Fold 256GB 512GB/9 Pro Fold/9 Pro 512GB	£115	£115	£175
Google Pixel 9 Pro XL 512GB 1TB	£115	£115	£175
Google Pixel 9 Pro XL 128GB 256GB	£100	£100	£125
Google Pixel 7 Pro 256GB/8 Pro/9 Pro 128GB 256GB	£100	£100	£125
Google Pixel 7 256GB/7 Pro 128GB/8/9	£80	£80	£100
Google Pixel 7/7a 128GB/8a	£60	£60	£80
Sony Xperia 1 V	£115	£115	£175
Sony Xperia PRO-I 512GB	£115	£115	£175
Sony Xperia 15G /1 V 256GB/5 IV/1 VI 256GB	£100	£100	£125
Sony Xperia 1/5 V 128GB	£80	£80	£100
Sony Xperia 10 V	£60	£60	£80
Sony Xperia 10 VI	£60	£60	£80
Huawei P30/P50 Pro 256GB 512GB	£100	£100	£125
Huawei P30 8GB 128GB /P40 Pro	£80	£80	£100
Huawei Mate 20 X5G /Mate 20 Pro	£80	£80	£100
OPPO Find X5 Pro/N2 Flip	£100	£100	£125
OPPO Find X5	£80	£80	£100
OPPO Find X5 Lite	£60	£60	£80
Xiaomi 14 Ultra 512GB	£115	£115	£175
Xiaomi Mi 12 Pro/13 Pro 256GB	£100	£100	£125
Xiaomi 13 256GB/14	£80	£80	£100
Xiaomi 14T/14T Pro/POCO F6/POCO F6 Pro/13 Lite 128GB	£60	£60	£80
Xiaomi Note 14 Pro5G 512GB/Pro+5G	£60	£60	£80
OnePlus Open 1TB	£115	£115	£175
OnePlus 13/Open 512GB	£100	£100	£125
OnePlus 10 Pro/10T/115G/12/13 128GB 256GB	£80	£80	£100
Nokia X30	£60	£60	£80
Realme GT Neo 3/2/2 Pro	£60	£60	£80
Honor Magic V3 512GB	£115	£115	£175
Honor Magic V2 512GB	£115	£115	£175
Honor 200 Pro 512GB/Magic7 Pro	£80	£80	£100
Honor Magic5/6 Lite/Pro/7 Lite/200	£60	£60	£80
Motorola Edge 40 Pro/50 Ultra	£80	£80	£100
Motorola Razr 50 Ultra	£80	£80	£100
Motorola Edge 30 Ultra	£60	£60	£80
Motorola Razr 40/40 Ultra 256GB/50	£60	£60	£80
Nothing Phone (2)/(2a)	£60	£60	£80
Redmagic 10 Pro 1TB	£100	£100	£100
Redmagic 10 Pro 512GB	£80	£80	£100
Redmagic 9/9S Pro 512GB	£80	£80	£100
Redmagic 10 Pro 256GB	£60	£60	£80
Redmagic 9/9S Pro 256GB	£60	£60	£80
All other Mobile Phones	£30	£50	£75

Model	Accidental Damage and Breakdown	Liquid Damage	Theft & Loss Claims
iPad Air (2025) 11″ Wi-Fi + Cellular 1TB	£115	£115	£175
iPad Air (2025) 13″ Wi-Fi 1TB /13″ Wi-Fi + Cellular 512GB 1TB	£115	£115	£175
iPad Pro (2024) 13″ Wi-Fi/Wi-Fi + Cellular	£115	£115	£175
iPad Air (2024) 13″ Wi-Fi/Wi-Fi + Cellular 1TB	£115	£115	£175
iPad Air (2024) 13″ Wi-Fi + Cellular 512GB 1TB	£115	£115	£175
iPad Pro (2024) 11″ Wi-Fi 1TB 2TB	£115	£115	£175
iPad Pro (2024) 11″ Wi-Fi + Cellular 512GB 1TB 2TB	£115	£115	£175
iPad Air (2024) 11″ Wi-Fi + Cellular 1TB	£115	£115	£175
iPad Pro 11/12.9″ 512GB 1TB 2TB	£115	£115	£175
iPad Air (2025) 11″ Wi-Fi 1TB /13″ Wi-Fi + Cellular 256GB	£100	£100	£125
iPad Air (2025) 11″ Wi-Fi + Cellular/13″ Wi-Fi 512GB	£100	£100	£125
iPad Air (2025) 13″ Wi-Fi + Cellular 128GB	£100	£100	£125
iPad Air (2024) 13″ Wi-Fi 512GB	£100	£100	£125
iPad Air (2024) 13″ Wi-Fi + Cellular 128GB 256GB	£100	£100	£125
iPad Pro (2024) 11″ Wi-Fi 256GB 512GB	£100	£100	£125
iPad Pro (2024) 11″ Wi-Fi + Cellular 256GB	£100	£100	£125
iPad Air (2024) 11″ Wi-Fi 1TB	£100	£100	£125
iPad Air (2024) 11″ Wi-Fi + Cellular 512GB	£100	£100	£125
iPad 10 (2022) Wi-Fi + Cellular 256GB	£100	£100	£125
iPad Pro 11/12.9″ 256GB	£100	£100	£125
iPad 11″ (2025) Wi-Fi/Wi-Fi + Cellular 512GB	£80	£80	£100
iPad Air (2025) 11″ Wi-Fi + Cellular/13″ Wi-Fi 256GB	£80	£80	£100
iPad Air (2025) 11″ Wi-Fi 256GB 512GB /13″ Wi-Fi 128GB	£80	£80	£100
iPad Air (2025) 11″ Wi-Fi + Cellular 128GB	£80	£80	£100
iPad Air (2024) 13″ Wi-Fi 128GB 256GB	£80	£80	£100
iPad Air (2024) 11″ Wi-Fi 256GB 512GB	£80	£80	£100
iPad Air (2024) 11″ Wi-Fi + Cellular 128GB 256GB	£80	£80	£100
iPad 10 (2022) Wi-Fi 256GB /Wi-Fi + Cellular 64GB	£80	£80	£100
iPad Air (2022) Wi-Fi/Wi-Fi + Cellular 256GB	£80	£80	£100
iPad Pro 11/12.9″ 128GB	£80	£80	£100
iPad 11″ (2025) Wi-Fi/Wi-Fi + Cellular 128GB 256GB	£60	£60	£80
iPad Air (2024) 11″ Wi-Fi/(2025) 11″ Wi-Fi 128GB	£60	£60	£80
iPad Air (2022) Wi-Fi/iPad 10 (2022) Wi-Fi 64GB	£60	£60	£80
Samsung Galaxy Tab S10 Ultra Wi-Fi 512GB	£115	£115	£175
Samsung Galaxy Tab S10 Ultra Wi-Fi 1TB	£115	£115	£175
Samsung Galaxy Tab S10+5G 512GB	£115	£115	£175
Samsung Galaxy Tab S10 Ultra5G	£115	£115	£175
Samsung Galaxy Tab S9 Ultra	£115	£115	£175
Samsung Galaxy Tab S10+ Wi-Fi 256GB	£100	£100	£125
Samsung Galaxy Tab S10+ Wi-Fi 512GB	£100	£100	£125
Samsung Galaxy Tab S10 Ultra Wi-Fi 256GB	£100	£100	£125
Samsung Galaxy Tab S10+5G 256GB	£100	£100	£125
Samsung Galaxy Tab S9+	£100	£100	£125
Samsung Galaxy Tab S8 Ultra	£100	£100	£125
Samsung Galaxy Tab S8+/S9 128GB 256GB	£80	£80	£100
Samsung Galaxy Tab S9 FE+	£80	£80	£100
Samsung Galaxy Tab S9 FE	£60	£60	£80
Samsung Galaxy Tab S8	£60	£60	£80
Samsung Galaxy Tab S7 11″ Wi-Fi + LTE	£60	£60	£80
Samsung Galaxy Tab S7+ 12.4″ Wi-Fi +5G	£60	£60	£80
Google Pixel Tablet 128GB 256GB	£60	£60	£80
Xiaomi Pad 6	£60	£60	£80
Lenovo Tab P12 12.7 Inch Wi-Fi 256GB	£60	£60	£80
All other Tablets	£30	£50	£75

	Accidental Damage and Breakdown	Liquid Damage	Theft & Loss Claims
All Smartwatches	£60	£60	£80

Apple MacBooks

Purchase price	Accidental Damage and Breakdown	Theft Claims
£0 to £250	£100	£125
£251 to £500	£100	£125
£501 to £750	£100	£125
£751 to £1000	£100	£125
£1001 to £1250	£130	£150
£1251 to £1500	£130	£150
£1501 to £1750	£130	£150
£1751 to £2000	£150	£175
£2001 to £2500	£150	£175
£2501 to £3000	£150	£175

All other Laptops

Purchase price	Accidental Damage and Breakdown	Theft Claims
£0 to £250	£50	£80
£251 to £500	£50	£80
£501 to £750	£60	£80
£751 to £1000	£60	£80
£1001 to £1250	£80	£115
£1251 to £1500	£80	£115
£1501 to £1750	£100	£125
£1751 to £2000	£100	£125
£2001 to £2500	£130	£150
£2501 to £3000	£130	£150

Purchase price	Accidental Damage and Breakdown	Theft Claims
£0 to £250	£30	£50
£251 to £500	£40	£60
£501 to £750	£60	£80

Purchase price	Accidental Damage and Breakdown	Theft Claims
£0 to £250	£30	£50
£251 to £500	£40	£60
£501 to £750	£60	£80

Purchase price	Accidental Damage and Breakdown	Theft Claims
£0 to £250	£30	£50
£251 to £500	£40	£60
£501 to £750	£60	£80
£751 to £1000	£60	£80
£1001 to £1250	£80	£115
£1251 to £1500	£80	£115
£1501 to £1750	£100	£125
£1751 to £2000	£100	£125
£2001 to £2500	£130	£150
£2501 to £3000	£130	£150

Policy Excesses

Mobile Phone Excess Table

Tablet Excess Table

Smartwatch Excess Table

Laptop Excess Table

Games Console Excess Table

Headphones Excess Table

Camera Excess Table