iPhone 14 insurance.

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iPhone 14
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iPhone 14

Do you need iPhone 14 insurance?

The iPhone 14 is the latest Apple iPhone. Even though it is one of the most affordable new iPhones, the price tag is still relatively high and it can cost a lot to repair or replace your iPhone 14 if you don’t have iPhone insurance.

Even if you have to replace the screen of your iPhone 14, you would have to pay at least £266 to repair it without insurance. Any other repairs might cost you up to £600 and if your iPhone 14 is irreparable, the new iPhone 14 costs from £849 so it can be quite a hit for your wallet.

With iPhone 14 insurance you’ll pay a small monthly or annual premium which will then give you the peace of mind that we will take care of your iPhone 14 if something happens to it – be it the screen breaks or you lose it. We will take care of your iPhone 14 within days and you don’t have to pay anything extra except the excess (usually between £80-£100, depending on the type of claim).

iPhone 14

Quality iPhone 14 insurance from a company you can trust

mobile phoneCracked Screen Cover– Apple’s LCD Multi-Touch display is worth protecting.

mobile phoneAccidental Damage cover– we’ve got your iPhone 14 covered if you drop or damage it.

mobile phoneAs the cost of Apple devices increases, so do the risks. That’s why we provide Theft and Loss Cover.

How much does iPhone 14 insurance cost?

The price of our iPhone 14 insurance depends on the model of the iPhone 14 you have. The iPhone 14 start from £5.75 a month while the iPhone 14 Plus starts from £6.50.

Here you can find out the price of your iPhone 14 model.

We also offer

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Unlimited claims

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In-house customer service team

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12-month warranty on replacements
10% discount - when you insure more than one device

iPhone 14 insurance explained

Loss

Mobile phone loss refers to the absence of your mobile device due to misplacement, or other accidental circumstances that result in its absence.

Theft

Mobile phone theft insurance means you can be protected against unauthorised usage and receive a replacement device if your phone is stolen.

Accidental damage

Unexpected and unintentional physical harm to a mobile device, such as a cracked screen or liquid damage. Which is not covered under warranty.

Airtime abuse

Airtime abuse can occur when a phone or gadget is lost or stolen, and refers to the unauthorised excessive use such as making calls, sending messages, or using data.

Accessory cover

Should something happen to your mobile phone, we’ll also cover any accessories attached to it worth up to £175 such as a case, charger or wired headphones*

Worldwide cover

Your phone will be insured within the UK, Northern Ireland, Isle of Man, Channel Islands and the Republic of Ireland and unlimited cover for one year worldwide.

Mechanical breakdown

Mechanical breakdown refers to failure of internal mechanical components of the device, such as the battery, buttons, or ports outside of manufacturer warranty.

Cracked screen

A cracked screen can affect the functionality of a phone whether it’s a slight crack or a full-blown smash, we’ll get your device’s display back in working order.

Liquid damage

Liquid damage refers to accidental harm caused by exposure to liquid like water, coffee, etc. Resulting from a dropped phone or spills.

Excess on iPhone 14 insurance

If you have to make a claim for your iPhone 14, you will have to pay an excess. The excess is a small amount of the initial cost for repairs or a replacement, then we take care of the rest.

The iPhone 14 excess depends on type of model of iPhone 14 you own and the type of claim. It varies from £80-£100 for iPhone 14 and from £100 to £175 for the iPhone 14 Plus.

You can take a look at our policy excess table to find out exactly what you’d need to pay in each situation.

Why insure your phone with loveit coverit?

Over 30 years providing phone insurance

We’ve been in the insurance industry since mobile phones were the size of bricks, so you can trust your device in the hands of an experienced company. We cover all brands from iPhone insurance to Samsung Galaxy Insurance.

All claims handled by our in-house team

We’re always happy to help and we’re proud to offer an end-to-end mobile insurance service. All repairs and replacements are issued from our own technicians and supported by our friendly, UK-based customer care team.

No minimum phone insurance contract

We won’t tie you down with a 12 or 18-month contract unlike other insurance providers. With loveit coverit’s rolling contracts your policy is flexible and can be cancelled at any time, subject to terms and conditions.

Our 14-day money back guarantee

Provided you haven’t made a claim on your policy, you’ll receive a full refund if you cancel your mobile phone insurance policy within 14 days of the policy start date with the loveit coverit 14-day money back guarantee.

Insure more than one device, save 10%

More gadgets? More savings! Insure multiple devices with loveit coverit and get 10% off. Including phones, tablets, watches, laptops, headphones, cameras, and games consoles, just add more than one device at checkout.

Unlimited phone insurance claims + repairs

Many of our competitors only allow one or two claims each year. With loveit coverit, there’s no limit on the number of phone insurance claims you can make, regardless of whether it’s a claim for accidental damage, theft, or loss.

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Frequently asked questions

Our policies are underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited). Astrenska Insurance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the United Kingdom, under Firm Reference Number 202846

We are a trusted, specialist provider of mobile phone and tablet insurance policies direct to the consumer. loveit coverit is a trading style of Pier Insurance Managed Services Ltd.

Pier Insurance Managed Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA registration no. 311798.

We know that mobiles matter, which is why we’ll aim to get you yours within 24 to 48 hours of your phone insurance claim being approved.

Where possible, your replacement phone will be the same make, model, and colour as before. If this is not possible, or it’s no longer produced, we will provide a phone that’s as close as possible to the original in terms of value and features.

Your phone will either be brand new or refurbished as new – you won’t be able to recognise the difference though. It will also have a warranty.